Archives for category: singapore

The tide has turned. Today in Singapore, the Workers Party has won over the constituency of Punggol East.

One more opposition Member of Parliment to represent the voices of the man on the street.

For overseas readers, a bit about the politics in Singapore, the country is run by one main party that has been in power for almost over 50 years. So much so that they have lost touch with the ground. Imagine the ministers are the best paid in the world, the PM is paid even more than Obama, how can that be possible? When our population is only 5.3mn. If you want to serve the people, you got to serve with heart, and the last thing on your mind should be renumeration.

In football (soccer in the US), there is a group of fans that would support ABU – anything but United, and todays vote was somewhat like that, anything but PAP. Even if the WP did not run in this By-election, some other opposition party would have won it.

I’ve got to state this again, I am not a WP supporter, but I am a supporter for a better, fairer Singapore. I love my country and the people have finally wizen up. No more having spurs stuck in our hides, no more threats of withholding welfare for the people.

More changes are to come, history has been written tonite, and the writing is on the wall for things that are to happen in General Election 2016.

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This is a comment taken from:-
padaly

In his 1996 National Day speech, then Prime Minister Goh said, “People often want the government to assume the full burden of the cost of medical care and provide treatment free to Singaporeans. Because of the painful lessons learned in other countries we have not done this. All the countries which have done this—Britain, France, Germany, Canada, and Communist China—have failed. Their systems break down as people overuse so-called ‘free’ health care, which they actually pay for indirectly through higher taxes. Their health services deteriorate. Waste and inefficiency become endemic. Now these countries are forced to cut back on services, introduce cost controls, and reform the system.

This is the biggest lie that Singapore leaders have repeatedly spin about Universal Healthcare.
Canadians are proud of the country’s healthcare system. It has been functioning well for decades with no signs of failing. The notion that Singaporeans pay one of the lowest tax in the world is a myth to fool Singaporeans. In reality Singaporeans pay much higher taxes than other developed countries like Canada.

Consider a person making $6,000 a month in Singapore and a person making a similar amount in Canada. Let us say the person in Singapore pays zero tax and the person in Canada pays his maximum without any deduction of 29.7% tax. Assuming both have a working life of 40 years and a life span of 85 years.

The person in Singapore pays nothing since we assumed his tax to be zero.
The person in Canada would have to pay based on annual salary of $72,000 at 29.7% = $21,384. Based on a working period of 40 years the Canadian would have to pay a total of $855,360. It should be less if deductions are taken into consideration but we give the advantage to Singapore to minimize arguments. The Canadian tax does seem high to Singaporeans. However when all the cleverly hidden taxes are taken in consideration, Singaporeans are paying more in taxes but not getting the social benefits enjoy by Canadians.

List of Singapore hidden taxes that Canadians do not pay::

1. COE – $60,000 every ten years assuming that a Singaporean changes his car every 10 years.
40 years needs to buy 4 COE = $240 ,000.
2. Cost of car like Honda Civic – $75,000 in Singapore vs $25,000 in Canada.
4 cars in forty years at the difference of $50,000 = $200,000
3. Road tax – $1,300 per year for 40 years = $52,000
4. Higher petrol price – $100 extra a month for 40 years = $48,000.
5. ERP – $100 extra a month for 40 years = $48,000.
6. Maid levy – $300 per month for 20 years (assuming a family only has the maid for 20 years
instead of 40 years or more) = $72,000.
7. General medical bills for 85 years at $1,000 a year = $85,000. (less than $100 a month)
8. Cost of housing, the difference between a similar house in Singapore vs Canada is $300,000 to as high as $1 million and more. We shall take the lower end of the difference = $300,000.
9. The water/gas/electricity bills are only one-third of Singapore’s making a savings of at least $102,000 based on a saving of $100 per month x 85 years.
The total savings for a Canadian is at least $1,147,000 or more depending on how many cars, maids and children he has.
This amount is more than adequate to offset the Canadian tax of $855,360 at 29.7%.

In addition the following is a list of social benefits that Singaporeans do not enjoy::

1. “Milk money” of $250 each child receive a month from the government from the day the child was born until age of 18 years – $250 x12 x 18 years = $54,000 for one kid. Two kids = $108,000.
2. Old age pension plus assisted income for retirees without any income, a retiree gets $1,250 or more a month until death. Assuming the retiree lives for 20 years = $300,000.
A couple could get a combined retirement income of $2,500 a month. even though they may not have been working. The total receivable for 20 years would be $600,000.
3. Retirees travel for free on all public transportation with limited black out time on weekends, i.e. trains, buses, ferries. Some of the ferry rides cost more than $100 per trip. Assuming a retiree saves $150 a month for transportation – 20 years of retirement = $150 x 12 x 20 = $36,000.
4. Retirees can study in universities for a token fee of less than $100 per year.
5. Unemployment insurance which a citizen can claim when he/she is out of a job. It is common for a person to be out of job for 6 months in his 40 years of working life – $36,000.
6. Free treatment of severe illness like cancel, liver or kidney failures – $200,000 or more.

Depending on the choice of lifestyles and individual health conditions, the Canadian tax system has a much better advantage when compared with the Singapore tax system even though Singapore tax rate is low.

It is common knowledge that an average Singaporean cannot afford to get sick because the medical bills would bankrupt his/her entire savings. This should never happen to the richest country in the world!!!

In Canada, Healthcare service providers will do their best to guide and help patients without asking for payment as all citizens and permanent residents are covered by the government.
In Singapore, it is the opposite, the service providers will make sure that potential patients can pay for their services or treatments. It is typical “kiasu” Singapore culture.

The moral of the story is that we should not be fooled by statistics and world rankings. Singapore is ranked the richest country in the world with the highest per capita vs Canada at eleventh place with a lower per capita of $39,033. Do Singaporeans really feel richer when most Singaporeans have constant anxiety over inadequate savings for retirement, medical bills, being homeless, etc.

Most Canadians enjoy their retirement with peace of mind of having Universal Healthcare and retirement benefits. Canadians can walk into clinics or hospitals without any money in their pockets and be treated. On the other hand Singaporeans must have adequate funds before they step into clinics or hospitals.

Wing Lee Cheong
Vancouver, BC.
sg-quitters

Before you answer that question, I think that everyone, sons, especially sons, and parents included should visit one site in Singapore.

How often we take our freedom – though we are not complete free right now, with all the thumbing down coming from our so called parents – for granted.

This generation, never had to have to ration food, eat tree bark, grass, and if you were lucky enougn, you get tapioca. Smell the smoke of burning houses, see wood splinters from the neighbours bombed out house piercing through the side of yours. See fires burn for days.

So where is this place?

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I recently heard a story of how some Singaporeans were trying to get out of a neighbouring country, military checkpoints were everywhere, fires were burning, even the trip to the airport might be unsafe if you ran into mobs of unruly looters. But once you got there ticket or not, your pink ic or red passport gets you up the SQ flight back to the safety of this small island we call home.

So where is this place again? Its the Kranji War Memorial.

The inscription on the wall says:

1939 – 1945
ON THE WALLS OF THIS MEMORIAL ARE RECORDED
THE NAMES OF TWENTY FOUR THOUSAND SOLDIERS AND AIRMEN
OF MANY RACES UNITED IN SERVICE TO THE BRITISH CROWN
WHO GAVE THEIR LIVES IN MALAYA AND NEIGHBOURING LANDS AND SEAS
AND IN THE AIR OVER SOUTHERN AND EASTERN ASIA AND THE PACIFIC
BUT TO WHOM THE FORTUNE OF WAR
DENIED THE CUSTOMARY RITES
ACCORDED TO THEIR COMRADS IN DEATH
THEY DIED FOR ALL FREE MEN

These souls in life fought for the freedom of lands that did not belong to them nor for people they even knew. What more of us, if this our home, our land.

Remember to serve, is to serve your Nation, not the party that is the flavor day. To serve, is to defend your family, our land, do not let the service be tainted by the failure of Government.

So should we serve? Go there and find your answer.

The Shanghai Taxi Driver’s MBA Lecture

The following is a popular blog post by Run Liu (刘润) on March 15, 2006:

[in translation] The Taxi Driver Taught Me An MBA Lesson

I needed to go from Xujiahui to the airport, so I hurriedly concluded a meeting and I was looking for a taxi in front of the Meiluo building. A taxi driver saw me and very professionally came in a straight line and stopped right in front of me. Thus followed the story that astonished me greatly as if I had attended a lively MBA course. In order to faithfully preserve the intent of the taxi driver, I have tried to reproduce his original words according to my memory.

“Where do you want to go? Good, the airport. At Xujiahui, I loved to get business in front of the Meiluo building. Over here, I only work two places: Meiluo building (美罗) and Junyao building (均瑶). Did you know? Before I picked you up, I circled around Meiluo building twice before I saw you! People who come out of office building are definitely not going to some place nearby …”

“Oh? You have a method!” I agreed.

“A taxi driver must also have scientific methods,” he said. I was surprised and I got curious: “What scientific methods?”

“I have to know statistics. I have made detailed calculations. Let me tell you. I operate the car 17 hours a day, and my hourly cost is 34.5 RMB …”

“How did you arrive at that?” I asked

“You calculate. I have to pay 380 RMB to the company each day for the car. The gas is about 210 RMB. I work 17 hours per day. On an hourly basis, the fixed cost is the 22 RMB that I give to the taxi company and an average of 12.5 RMB per hour in gasoline expenses. Isn’t that 34.5 RMB?” I was a bit surprised. I have taken taxis for ten years, but this is the first time that a taxi driver has calculated the costs this way. Previously, the taxi drivers all tell me that the cost per kilometer was 0.3 RMB in addition to the total company fee.

“Costs should not be calculated on a per-kilometer basis. It should be calculated on an hourly basis. You see, each meter has a ‘review’ function through which you can see the details of the day. I have done a data analysis. The averarge time gap between customers is seven minutes. If I started counting the costs when someone gets in, it is 10 RMB for about 10 minutes. That means each 10 RMB customer takes 17 minutes of time, which costs 9.8 RMB (=34.5 x 17 / 60). This is not making money! If we say that customers who want to go to Pudong, Hangzhou or Qingpu are like meals, then a 10 RMB customer is not even a bite of food. You can only say that this is just a sprinkle of MSG.”

Great! This driver did not sound like a taxi driver. He seemed more like an accountant. “So what you do then?” I was even more interested and I continued my questioning. It looked like I was going to learn something new on the way to the airport.

“You must not let the customer lead you all over the place. You decide what you want to do based upon the location, time and customer.” I was very surprised, but this sounded significant. “Someone said that the taxi driving is a profession that depends on luck. I don’t think so. You have to stand in the position of the customer and consider things from the customer’s perspective.” This sounded very professional, and very much like many business management teachers who say “put yourself in others’ shoes.”

“Let me give you an example. You are at the entrance to a hospital. There is someone holding some medicine and there is someone else holding a wash basin. Which person will you pick up?” I thought about it and I said that I didn’t know.

“You take the one with the wash basin. If you have a minor complaint that you want to be examined and to get some medicine, you don’t usually go to a faraway hospital. Anyone who is carrying a wash basin has just been discharged from the hospital. When people enter the hospital, some of them die. Today, someone on the second floor dies. Tomorrow, someone on the third floor dies. Those who make it out of the hospital usually have a feeling of having been given a second life and they recognize the meaning of life again — health is the most important thing. So on that day, that person told me, “Go … go to Qingpu.” He did not even blink. Would you say that he wanted to take a taxi to People’s Plaza to transfer to the Qingpu line subway? Absolutely not!”

I began to admire him.

“Let me give you another example. That day at People’s Plaza, three people were waving at me. One was a young woman who had just finished shopping and was holding some small bags. Another was a young couple who were out for a stroll. The third one was a man who wore a silk shirt and a down jacket and holding a notebook computer bag. I spent three seconds looking at each person and I stopped in front of the man without hesitation. When the man got in, he said: ‘Yannan Elevated Highway. South North Elevated Highway …’ Before even finishing, he could not help but ask, ‘Why did you stop in front of me without hesitating? There were two people in front. They wanted to get on as well. I was too embarrassed to fight with them.’ I replied, ‘It is around noon and just a dozen or so minutes before one o’clock. That young woman must have slipped out at noon to buy something and I guess that her company must be nearby. That couple are tourists because they are not holding anything and they are not going to travel far. You are going out on business. You are holding a notebook computer bag, so I can tell that this is business. If you are going out at this time, I guess that it would not be too close.’ The man said, ‘You are right. I’m going to Baoshan.'”

“Are those people wearing pajamas in front of supermarkets or subway stations going to travel far? Are they going to the airport? The airport is not going to let them enter.”

That makes sense! I was liking this more and more.

“Many drivers complain that business is tough and the price of gas has gone up. They are trying to pin the cause down on other people. If you keep pinning the cause on other people, you will never get any better. You must look at yourself to see where the problem is.” This sounds very familiar. It seems like “If you cannot change the world, then you should change yourself” or perhaps a pirated copy of Steven Corey’s “Circles of Influence and Concern.” “One time, on Nandan Road, someone flagged me down and wanted to go to Tianlin. Later on, someone else flagged me down on Nandan Road and he also wanted to go to Tianlin. So I asked, ‘How come all you people who come out on Nandan Road want to go to Tianlin?’ He said, ‘There is a public bus depot at Nandan Road. We all take the public bus from Pudong to there, and then we take the taxi to Tianlin. So I understood. For example, you look at the road that we just passed. There are no offices, no hotels, nothing. Just a public bus station. Those people who flag down taxis there are mostly people who just got off the public bus, and they look for the shortest road for a taxi. People who flag down taxis here will usually ride not more than 15 RMB.”

“Therefore, I say that the attitude determines everything!” I have heard dozens of company CEO’s say that, but this was the first time that I heard a taxi driver say that.

“We need to use scientific methods and statistics to conduct business. Those people who wait at the subway exits every day for business will never make money. How are you going to provide for your wife and kids at 500 RMB a month? This is murder? This is slowly murdering your whole family. You must arm yourself with knowledge. You have to learn knowledge to become a smart person. A smart person learns knowledge in order to become a very smart person. A very smart person learns knowledge in order to become a genius.”

“One time, a person wanted a taxi in order to get to the train station. I asked him how he wanted to go. He told me how to get there. I said that was slow. I said to get on the elevated highway and go this other way. He said that it was a longer way. I said, ‘No problem. You have experience because you go that way frequently. It costs you 50 RMB. If you go my way, I will turn off the meter when it reaches 50 RMB. You can just pay me 50 RMB. Anything more is mine. If you go your way, it will take 50 minutes. If I go my way, it will take 25 minutes.’ So in the end, we went my way. We traveled an additional four kilometers but 25 minutes quicker. I accepted only 50 RMB. The customer was very delighted for saving about 10 RMB. This extra four kilometers cost me just over 1 RMB in gas. So I have swapped 1 RMB for 25 extra minutes of my time. As I just said, my hourly cost is 34.5 RMB. It was quite worthwhile for me!”

“In a public taxi company, an ordinary driver takes three to four thousand RMB home per month. The good driver can get around five thousand. The top driver can get seven thousand RMB. Out of the 20,000 drivers, there are about two to three who can make more than 8,000 RMB a month. I am one of those two or three. Furthermore, it is very stable without too much fluctuation.”

Great! By this point, I admired this taxi driver more and more.

“I often say that I am a happy driver. Some people say, ‘That’s because you earn a lot of money. Of course, you must be happy.’ I tell them, ‘You are wrong. This is because I have a happy and active mind, and that is why I make a lot of money.'”

What a wonderful way to put it!

“You have to appreciate the beauty that your work brings. Stuck in a traffic jam at People’s Plaza, many drivers complain, ‘Oh, there’s a traffic jam again! What rotten luck!’ You must not be like that. You should try to experience the beauty of the city. There are many pretty girls passing by. There are many tall modern buildings; although you cannot afford them, you can still enjoy them with an appreciative look. While driving to the airport, you can look at the greenery on both sides. In the winter, it is white. How beautiful! Look at the meter — it is more than 100 RMB. That is even more beautiful! Each job has its own beauty. We need to learn how to experience that beauty in our work.”

“Ten years ago, I was a general instructor at Johnson’s. Eight years ago, I had been the department manager for three different departments. I quit because there was no point in making three or five thousand a month. I decided to become a taxi driver. I want to be a happy driver. Ha ha ha …”

When we arrived at the airport, I gave him my business card and said, “Are you interested in coming this Friday to my office and explain to the Microsoft workers about how you operate your taxi? You can treat it as if your meter is running at 60 kilometers per hour. I will pay you for the time that you talk to us. Give me a call.”

Then I began to write down his lively MBA lecture on the airplane.

While this particular story has become famous through numerous links, there is actually a follow-up story on the taxi driver.

(6Park) Shanghai’s 8000 RMB monthly salaried taxi driver was attacked by colleagues.

[in translation]

“A man doesn’t want to famous just like a pig does want to be fat and strong.” The newly famous taxi driver Zang Qin (臧勤) experienced this saying in a personal way. Faced with the doubts, misunderstanding and even personal attacks by his colleagues, this “happy driver” has been living in puzzlement, irritation and helplessness without the peace and stability of his former life.

Last night, he told this reporter about his inner grievances: “Some colleagues only read that I made 8,000 RMB but they did not read about my hardship and efforts; I shared my ‘business wisdom’ over more than 10 years with my colleagues, so that all ‘taxi brothers’ can become rich. But I ended up setting off a fire that burned me. If I knew that this was going to happen, wouldn’t it be better if I kept my mouth shut and made money quietly?”

Ever since the “legendary experience” of the “8,000 RMB taxi brother” was revealed by the media, Zang Qin came to the attention of some colleagues and rumors began to circulate about him. “Originally, the management wanted to lower the requirements for the drivers, but this policy was shelved after he became famous.” “He must have some tricks, because he could not possibly make that much money in a month.” The “stories” were getting weirder and weirder. “Some individual colleagues even said that if they should see my car on the road, they would not hesitate to ram me,” said Zang Qin in fear.

“Driving a taxi is a high-risk profession. I appreciate the work pressure and living conditions faced by my colleagues.” This was the reason why Zang Qin was willing to take the risk of reducing his own income by revealing his service techniques and “business experience” so that “my colleagues can earn more money in the same amount of time.” But Zang Qin did not understand why certain colleagues did not want to learn from this customer selection method and service technique and prefer instead to stick to the dead-end rule of “depend on luck and the weather.”

After Zang Qin became famous overnight, many famous Chinese and overseas companies and higher institutions of learning invited him to “exchange” with “lecture fees” of 1,000 to 2,000 RMB. “I said before that I don’t want to be famous and I don’t want money. Since they respected me, I thought that I should represent the Shanghai ‘taxi brothers’ to meet these big companies and their workers. I want my colleagues to be respected and I want to elevate our social standing.” Zang Qin is perplexed that those people outside his industry respected his work enthusiasm, happiness, service technique and professionalism and considered a motivational force for their own jobs, whereas some of his own colleagues only cared about how much he made and did not pay too much attention as to how he manages to earn 8,000 RMB a month.

Zang Qing hopes that the citizens and passengers will have a better understanding of the taxi drivers. He said sincerely that a monthly salary of 8,000 RMB is an exception in the entire industry and he does not want his own high income affect the interests of all ‘taxi brothers.’ “After all, the reality is that many ‘taxi drivers’ are looking for other kinds of jobs. They need the attention and care of society.”

There is an unanswered question: If every taxi driver follows Zang’s method, how will anyone ever get a taxi at the subway station?

From about a year ago.

101 East – Aljezarra

Is Singapore ready for political change?

… is what Singapore needs. Why do people recognise brands such as Mercedes, Porshe, BMW, Heidelberg, Rolex, Rolls Royce?

In the days when Singapore was developing, our ministers were travelling overseas to attract talent as well as investments, with the investments came technology transfers that enabled Singapore to advance and avoid the steep learning curve.

It has been harder to attract new investments here as costs go up, and many corporations have shifted their operations to China, Thailand, Vietnam and more recently Iskandar Johor.

At the end of the day, it will be a $ sum game, whoever can provide the cheapest costs will get the investments and the ability to create jobs.

So where am I getting to? Attracting investments here isn’t going to be enough, everyone else can also do it. What we need to do is differentiate ourselves from the pack just as the Germans and Swiss have done, each of Brands mentioned above represents quality brands, brands that people across the world will pay premium for.

Any decent printer will only buy a Heidelberg for his printing press, why? Because of the quality, the precision, the hardiness of the machinery.

Why does our army (at one time) and many other armies use Mercedes benz trucks for their transport requirements?

Singapore needs to build on the experiences of her people, her sons and daughters, to develop the quality necessary for quality products and services. Reliance on the transient population will just not cut it. How many will actually stay to make a stand for this country, our country, my country. The experienced gained here in developing technology, workflow process, best practices, need to be kept growing here among the locals, the foreign talent will just move with all they’ve gained when when conditions don’t suit them, or when their kids reach university age and the have free university back in their motherland.

We need new ideas, lest we all end up being taxi-drivers or food court managers. (no offense meant to our taxi uncles).

So more experience, so that we may develop quality products that may one day say: “MADE and DEVELOPED IN SINGAPORE”.

Just to end, here is a video on how important experience is, the luck jar and experience jar:-8:30

Today, I took the bum boat to ubin, cos the wife wanted to go to Chek Jawa, I thot it was rather refreshing, really back to nature, au natural.

I hope the G keeps it this way. You be surprised, there were tons of people there and there was a triving cottage industry of bicycle rentals.

My octogenerian parents came along too, they couldn’t make the 3plus klik walk so we took one of the local “cabs”. Our driver complained that now they have to pay road tax on Ubin. I wonder when the ERP gantrys will go up.

There was no super trees, just a quiet cool sea breeze that fluttered through the mangroves. The quarry was beautiful, if only they could open it up to become some day resort where you could sip beers on deck chairs.

Palms seem to grow well here, and seeing there’s so “much” land here maybe we could turn Ubin into some sort of semi-plantation for fruits, maybe even develop some kind of fruit industry similiar to Margaret River near Perth.

Mangroves here also provide a good source of crabs, mud crabs I believe. Yes we had lunch at Ubin Seafood, the boss was kind enough to let us know that they accept credit cards when he saw us digging our pockets for all the cash we had on hand. Thank goodness.

Lets build our Singapore, for all Singaporeans to enjoy.