Archives for posts with tag: singapore

This is a comment taken from:-

In his 1996 National Day speech, then Prime Minister Goh said, “People often want the government to assume the full burden of the cost of medical care and provide treatment free to Singaporeans. Because of the painful lessons learned in other countries we have not done this. All the countries which have done this—Britain, France, Germany, Canada, and Communist China—have failed. Their systems break down as people overuse so-called ‘free’ health care, which they actually pay for indirectly through higher taxes. Their health services deteriorate. Waste and inefficiency become endemic. Now these countries are forced to cut back on services, introduce cost controls, and reform the system.

This is the biggest lie that Singapore leaders have repeatedly spin about Universal Healthcare.
Canadians are proud of the country’s healthcare system. It has been functioning well for decades with no signs of failing. The notion that Singaporeans pay one of the lowest tax in the world is a myth to fool Singaporeans. In reality Singaporeans pay much higher taxes than other developed countries like Canada.

Consider a person making $6,000 a month in Singapore and a person making a similar amount in Canada. Let us say the person in Singapore pays zero tax and the person in Canada pays his maximum without any deduction of 29.7% tax. Assuming both have a working life of 40 years and a life span of 85 years.

The person in Singapore pays nothing since we assumed his tax to be zero.
The person in Canada would have to pay based on annual salary of $72,000 at 29.7% = $21,384. Based on a working period of 40 years the Canadian would have to pay a total of $855,360. It should be less if deductions are taken into consideration but we give the advantage to Singapore to minimize arguments. The Canadian tax does seem high to Singaporeans. However when all the cleverly hidden taxes are taken in consideration, Singaporeans are paying more in taxes but not getting the social benefits enjoy by Canadians.

List of Singapore hidden taxes that Canadians do not pay::

1. COE – $60,000 every ten years assuming that a Singaporean changes his car every 10 years.
40 years needs to buy 4 COE = $240 ,000.
2. Cost of car like Honda Civic – $75,000 in Singapore vs $25,000 in Canada.
4 cars in forty years at the difference of $50,000 = $200,000
3. Road tax – $1,300 per year for 40 years = $52,000
4. Higher petrol price – $100 extra a month for 40 years = $48,000.
5. ERP – $100 extra a month for 40 years = $48,000.
6. Maid levy – $300 per month for 20 years (assuming a family only has the maid for 20 years
instead of 40 years or more) = $72,000.
7. General medical bills for 85 years at $1,000 a year = $85,000. (less than $100 a month)
8. Cost of housing, the difference between a similar house in Singapore vs Canada is $300,000 to as high as $1 million and more. We shall take the lower end of the difference = $300,000.
9. The water/gas/electricity bills are only one-third of Singapore’s making a savings of at least $102,000 based on a saving of $100 per month x 85 years.
The total savings for a Canadian is at least $1,147,000 or more depending on how many cars, maids and children he has.
This amount is more than adequate to offset the Canadian tax of $855,360 at 29.7%.

In addition the following is a list of social benefits that Singaporeans do not enjoy::

1. “Milk money” of $250 each child receive a month from the government from the day the child was born until age of 18 years – $250 x12 x 18 years = $54,000 for one kid. Two kids = $108,000.
2. Old age pension plus assisted income for retirees without any income, a retiree gets $1,250 or more a month until death. Assuming the retiree lives for 20 years = $300,000.
A couple could get a combined retirement income of $2,500 a month. even though they may not have been working. The total receivable for 20 years would be $600,000.
3. Retirees travel for free on all public transportation with limited black out time on weekends, i.e. trains, buses, ferries. Some of the ferry rides cost more than $100 per trip. Assuming a retiree saves $150 a month for transportation – 20 years of retirement = $150 x 12 x 20 = $36,000.
4. Retirees can study in universities for a token fee of less than $100 per year.
5. Unemployment insurance which a citizen can claim when he/she is out of a job. It is common for a person to be out of job for 6 months in his 40 years of working life – $36,000.
6. Free treatment of severe illness like cancel, liver or kidney failures – $200,000 or more.

Depending on the choice of lifestyles and individual health conditions, the Canadian tax system has a much better advantage when compared with the Singapore tax system even though Singapore tax rate is low.

It is common knowledge that an average Singaporean cannot afford to get sick because the medical bills would bankrupt his/her entire savings. This should never happen to the richest country in the world!!!

In Canada, Healthcare service providers will do their best to guide and help patients without asking for payment as all citizens and permanent residents are covered by the government.
In Singapore, it is the opposite, the service providers will make sure that potential patients can pay for their services or treatments. It is typical “kiasu” Singapore culture.

The moral of the story is that we should not be fooled by statistics and world rankings. Singapore is ranked the richest country in the world with the highest per capita vs Canada at eleventh place with a lower per capita of $39,033. Do Singaporeans really feel richer when most Singaporeans have constant anxiety over inadequate savings for retirement, medical bills, being homeless, etc.

Most Canadians enjoy their retirement with peace of mind of having Universal Healthcare and retirement benefits. Canadians can walk into clinics or hospitals without any money in their pockets and be treated. On the other hand Singaporeans must have adequate funds before they step into clinics or hospitals.

Wing Lee Cheong
Vancouver, BC.


Before you answer that question, I think that everyone, sons, especially sons, and parents included should visit one site in Singapore.

How often we take our freedom – though we are not complete free right now, with all the thumbing down coming from our so called parents – for granted.

This generation, never had to have to ration food, eat tree bark, grass, and if you were lucky enougn, you get tapioca. Smell the smoke of burning houses, see wood splinters from the neighbours bombed out house piercing through the side of yours. See fires burn for days.

So where is this place?


I recently heard a story of how some Singaporeans were trying to get out of a neighbouring country, military checkpoints were everywhere, fires were burning, even the trip to the airport might be unsafe if you ran into mobs of unruly looters. But once you got there ticket or not, your pink ic or red passport gets you up the SQ flight back to the safety of this small island we call home.

So where is this place again? Its the Kranji War Memorial.

The inscription on the wall says:

1939 – 1945

These souls in life fought for the freedom of lands that did not belong to them nor for people they even knew. What more of us, if this our home, our land.

Remember to serve, is to serve your Nation, not the party that is the flavor day. To serve, is to defend your family, our land, do not let the service be tainted by the failure of Government.

So should we serve? Go there and find your answer.

Today, I took the bum boat to ubin, cos the wife wanted to go to Chek Jawa, I thot it was rather refreshing, really back to nature, au natural.

I hope the G keeps it this way. You be surprised, there were tons of people there and there was a triving cottage industry of bicycle rentals.

My octogenerian parents came along too, they couldn’t make the 3plus klik walk so we took one of the local “cabs”. Our driver complained that now they have to pay road tax on Ubin. I wonder when the ERP gantrys will go up.

There was no super trees, just a quiet cool sea breeze that fluttered through the mangroves. The quarry was beautiful, if only they could open it up to become some day resort where you could sip beers on deck chairs.

Palms seem to grow well here, and seeing there’s so “much” land here maybe we could turn Ubin into some sort of semi-plantation for fruits, maybe even develop some kind of fruit industry similiar to Margaret River near Perth.

Mangroves here also provide a good source of crabs, mud crabs I believe. Yes we had lunch at Ubin Seafood, the boss was kind enough to let us know that they accept credit cards when he saw us digging our pockets for all the cash we had on hand. Thank goodness.

Lets build our Singapore, for all Singaporeans to enjoy.

A couple of weeks ago, i was in Thailand, and in one of the shopping tours came across a shop selling jackfruit. 20 baht for 8 pcs, bought 3 pkts.

The fruit was so sweet and juicy, nothing like what we get here. It made me wonder if we were getting good food in Singapore, or were we being shipped the second rated stuff.

Sure money can get you stuff, but how do you know that you are getting the best value for your money?

Up to a point, the seller may not even want to sell to you. Made me wonder, how does Singapore guarantee her food supplies? (dotseng)

The way I see it, quality and supply can only be assured if you grow it yourself. I planted 4 seeds, and after weeks of watering and waiting, they finally sprouted, it was like the child has grown.

Maybe NParks could come up with a scheme for citizens to adopt a plot/fruit tree, it would serve two purpose, therapy for the adoptor, and an increase food source for the nation in times of stress. There wouldn’t be a problem of rotting fruit as there would be someone to be responsible for the tree.

And btw, is anybody looking to secure more food sources for our tiny overcrowded nation?

Aiyo, this fellow don’t know issit, you can’t arrest an idea. Arrest one of us, two more appear.

Trying to suppress Singaporean minds is definately not the way to go.

A year ago, i travelled to Perth Oz, in most housing estates, there was a huge field, the size of 3 or 4 football pitches. What struck me was in the evening the kids from whole neighbourhood came out to play and build lifelong frienships.

In Singapore, we are sorely lacking, while i understand we are limited by the space constraint, but we are giving up much more – developing the soul and human relations.

We can’t just keep building the built environment, without understanding the need for other aspects that maketh a human whole.


Singapore, I love my contry, I have grown up here, but so many things have changed – that somehow i don’t know where i am any more.

We seem always to be striving for success, to be ichiban, numero uno, but success isn’t so if it is without compassion and emphathy.

What struck me was that we can spend $300mil on YOG, but how much is allocated to healthcare for citizens this budget year? Got 300 a not?

Thats all for now.

Ok got to make a correction, for the years 2010, 2011, 2012, approx 4 bil allocated to healthcare budget, but only about 2bil allocated for subsidies, but 300mil is still quite a sum of money.